The scientific-practical Law Journal
“Almanac of Law” Volume 13 (2022), 385-391 p.
DOI: 10.33663/2524-017X-2022-13-61
D’yachenko T. According to the publicity of the bank deposit agreement under the civil legislation of Ukrainå
The statute extends the power of civil legislation to a bank deposit agreement, for the participation of physical assets, as a public agreement. The indications are considered by the author as one of the applications of the exchange on the principle of «freedom of contract» in the civil circulation of Ukraine, which is directed at the defense of the weak side of the civil contract, which is a physical person who places the contract of a bank deposit with the bank. On the basis of the scientific research carried out by the author, the author states for such banks the right to entitle the depositor - an individual in the bank deposit agreement laid down in the bank deposit agreement, as well as the specificity of the parties to the bank deposit agreement, in which the depositor is an individual, vimg part 2. 633 Central Committee of Ukraine. The author has established that banks have laid down agreements on bank deposits with physical persons, like “great investors”, for the model of the agreement, with additions, they could have part 2 of article 633 of the Central Committee of Ukraine, º complicate It is pointed out that it is practically impossible to standardize the mind of a bank deposit agreement for such companies, looking at those who are able to agree on a bank deposit, from the side of potential depositors can be different. In general, there are also hybrid agreements on bank deposits for the participation of physical assets, for example, received by the bank on the minds of a subordinate board.
The aim of the article. Based on a comprehensive analysis of civil law of Ukraine, to investigate the legal regulation of the bank deposit agreement, under which the depositor is an individual, as a public contract, to investigate the requirements of the law to such agreements, and provide suggestions for improving existing civil law. Results. Taking into account the above, we can conclude that under the conditions of expediency of maintaining the publicity of the bank deposit agreement, with the participation of individuals, at the level of Part 2 of Art. 158 of the Civil Code of Ukraine, it is advisable to give the right to the National Bank of Ukraine to determine the bank deposit agreements in which the depositor is an individual, such as the rules of Part 2 of Art. 633 of the Civil Code of Ukraine do not apply.
Key words: deposit, agreement, bank deposit agreement, public agreement, admission agreement, pennies, goiter, subordination borg.
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